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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,108 | $81,331+12.0% | $155,534-41.4% | $80,935+12.6% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 9.69% | 33.37%-23.7pp | 64.92%-55.2pp | 35.66%-26.0pp |
| Employer contribution / active EE | $1,607 | $3,105-48.3% | $4,675-65.6% | $2,757-41.7% |
| Participant deferral / active EE | $4,415 | $3,454+27.8% | $5,630-21.6% | $4,299+2.7% |
| Admin fee / account holder | $5,324 | $7,999-33.4% | $15,900-66.5% | $6,924-23.1% |