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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,335 | $124,425-70.8% | $112,040-67.6% | $137,256-73.5% |
| Participation rate | 62.5% | 79.3%-16.8pp | 76.5%-14.0pp | 80.0%-17.5pp |
| Annual return | 12.43% | 24.72%-12.3pp | 24.52%-12.1pp | 220.34%-207.9pp |
| Employer contribution / active EE | $2,064 | $3,411-39.5% | $2,954-30.1% | $4,156-50.3% |
| Participant deferral / active EE | $6,055 | $5,718+5.9% | $5,098+18.8% | $6,407-5.5% |
| Admin fee / account holder | $11,975 | $15,207-21.2% | $12,098-1.0% | $12,270-2.4% |