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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,047 | $102,393-58.0% | $147,041-70.7% | $80,911-46.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 10.18% | 134.95%-124.8pp | 419.21%-409.0pp | 35.63%-25.5pp |
| Employer contribution / active EE | $1,383 | $3,715-62.8% | $4,935-72.0% | $2,756-49.8% |
| Participant deferral / active EE | $7,077 | $6,647+6.5% | $8,071-12.3% | $4,297+64.7% |
| Admin fee / account holder | $21,572 | $7,943+171.6% | $13,006+65.9% | $6,935+211.1% |