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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,554 | $155,555+168.4% | $146,866+184.3% | $155,188+169.1% |
| Participation rate | 90.9% | 84.0%+7.0pp | 82.5%+8.4pp | 80.8%+10.1pp |
| Annual return | 11.46% | 115.41%-104.0pp | 102.85%-91.4pp | 148.84%-137.4pp |
| Employer contribution / active EE | $5,791 | $4,647+24.6% | $4,425+30.9% | $4,248+36.3% |
| Participant deferral / active EE | $11,966 | $8,044+48.8% | $7,759+54.2% | $6,531+83.2% |
| Admin fee / account holder | $86,263 | $14,755+484.6% | $13,620+533.4% | $14,480+495.7% |