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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,068 | $111,535+129.6% | $105,223+143.4% | $137,256+86.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 15.49% | 237.85%-222.4pp | 180.65%-165.2pp | 220.34%-204.8pp |
| Employer contribution / active EE | $3,699 | $3,939-6.1% | $3,689+0.3% | $4,156-11.0% |
| Participant deferral / active EE | $10,406 | $5,500+89.2% | $5,072+105.2% | $6,407+62.4% |
| Admin fee / account holder | $36,069 | $9,721+271.0% | $8,859+307.2% | $12,270+194.0% |