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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,068 | $114,119+124.4% | $107,187+138.9% | $138,895+84.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 15.49% | 273.21%-257.7pp | 204.55%-189.1pp | 145.39%-129.9pp |
| Employer contribution / active EE | $3,699 | $4,059-8.9% | $3,782-2.2% | $4,194-11.8% |
| Participant deferral / active EE | $10,406 | $5,538+87.9% | $5,096+104.2% | $6,396+62.7% |
| Admin fee / account holder | $36,069 | $10,024+259.8% | $9,162+293.7% | $12,562+187.1% |