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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,644 | $123,859+55.5% | $69,632+176.7% | $145,897+32.0% |
| Participation rate | 100.0% | 69.2%+30.8pp | 66.4%+33.6pp | 80.3%+19.7pp |
| Annual return | 11.73% | 192.49%-180.8pp | 101.32%-89.6pp | 552.29%-540.6pp |
| Employer contribution / active EE | $30,000 | $2,673+1022.2% | $1,708+1656.1% | $4,663+543.4% |
| Participant deferral / active EE | $0 | $4,242-100.0% | $2,889-100.0% | $6,689-100.0% |
| Admin fee / account holder | $16,404 | $7,817+109.8% | $4,695+249.3% | $13,390+22.5% |