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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $453,879 | $81,504+456.9% | $102,437+343.1% | $80,959+460.6% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 17.68% | 25.60%-7.9pp | 24.95%-7.3pp | 35.67%-18.0pp |
| Employer contribution / active EE | $18,980 | $3,104+511.6% | $3,871+390.3% | $2,757+588.4% |
| Participant deferral / active EE | $2,204 | $3,871-43.1% | $5,060-56.4% | $4,300-48.7% |
| Admin fee / account holder | $3,330 | $6,719-50.4% | $8,388-60.3% | $6,925-51.9% |