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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $440,987 | $88,672+397.3% | $105,223+319.1% | $82,448+434.9% |
| Participation rate | 82.5% | 67.9%+14.6pp | 75.0%+7.5pp | 68.1%+14.4pp |
| Annual return | 13.92% | 30.86%-16.9pp | 180.65%-166.7pp | 41.64%-27.7pp |
| Employer contribution / active EE | $16,194 | $3,048+431.3% | $3,689+339.0% | $2,551+534.8% |
| Participant deferral / active EE | $4,814 | $4,036+19.3% | $5,072-5.1% | $4,139+16.3% |
| Admin fee / account holder | $112,777 | $7,146+1478.2% | $8,859+1173.1% | $7,234+1458.9% |