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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,475 | $59,456+40.4% | $93,669-10.9% | $74,429+12.2% |
| Participation rate | 89.5% | 59.6%+29.8pp | 68.7%+20.7pp | 67.2%+22.3pp |
| Annual return | 13.27% | 82.00%-68.7pp | 133.59%-120.3pp | 1368.38%-1355.1pp |
| Employer contribution / active EE | $3,760 | $1,266+197.0% | $2,424+55.2% | $2,625+43.3% |
| Participant deferral / active EE | $6,040 | $3,052+97.9% | $4,416+36.8% | $4,348+38.9% |
| Admin fee / account holder | $2,339 | $3,026-22.7% | $8,291-71.8% | $1,944+20.3% |