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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,475 | $59,448+40.4% | $93,696-10.9% | $74,459+12.1% |
| Participation rate | 89.5% | 59.6%+29.8pp | 68.7%+20.8pp | 67.2%+22.3pp |
| Annual return | 13.27% | 82.11%-68.8pp | 133.74%-120.5pp | 1369.70%-1356.4pp |
| Employer contribution / active EE | $3,760 | $1,266+196.9% | $2,422+55.3% | $2,626+43.2% |
| Participant deferral / active EE | $6,040 | $3,052+97.9% | $4,417+36.8% | $4,350+38.9% |
| Admin fee / account holder | $2,339 | $3,027-22.7% | $8,287-71.8% | $1,945+20.2% |