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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $362,932 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,257 | $57,150+49.2% | $93,727-9.0% | $106,553-20.0% |
| Participation rate | 53.3% | 49.1%+4.2pp | 68.7%-15.4pp | 69.8%-16.5pp |
| Annual return | 14.11% | 15.81%-1.7pp | 133.83%-119.7pp | 17.37%-3.3pp |
| Employer contribution / active EE | $1,503 | $1,015+48.0% | $2,421-37.9% | $3,359-55.3% |
| Participant deferral / active EE | $2,175 | $1,853+17.4% | $4,417-50.8% | $5,562-60.9% |
| Admin fee / account holder | $9 | $64-85.9% | $8,292-99.9% | $80-88.6% |