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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,280 | $59,448+231.9% | $93,696+110.6% | $74,459+164.9% |
| Participation rate | 34.8% | 59.6%-24.8pp | 68.7%-33.9pp | 67.2%-32.4pp |
| Annual return | 12.13% | 82.11%-70.0pp | 133.74%-121.6pp | 1369.70%-1357.6pp |
| Employer contribution / active EE | $1,252 | $1,266-1.2% | $2,422-48.3% | $2,626-52.3% |
| Participant deferral / active EE | $2,848 | $3,052-6.7% | $4,417-35.5% | $4,350-34.5% |
| Admin fee / account holder | $10,069 | $3,027+232.6% | $8,287+21.5% | $1,945+417.8% |