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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,097 | $63,456+242.1% | $100,712+115.6% | $64,097+238.7% |
| Participation rate | 37.7% | 49.7%-12.0pp | 69.3%-31.6pp | 55.2%-17.5pp |
| Annual return | 13.91% | 19.65%-5.7pp | 33.27%-19.4pp | 34.64%-20.7pp |
| Employer contribution / active EE | $1,188 | $1,003+18.5% | $2,313-48.6% | $1,891-37.2% |
| Participant deferral / active EE | $2,643 | $2,463+7.3% | $4,085-35.3% | $3,080-14.2% |
| Admin fee / account holder | $8,520 | $4,808+77.2% | $9,256-8.0% | $3,454+146.6% |