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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,805 | $124,425+128.1% | $112,040+153.3% | $137,256+106.8% |
| Participation rate | 60.0% | 79.3%-19.3pp | 76.5%-16.5pp | 80.0%-20.0pp |
| Annual return | 1.76% | 24.72%-23.0pp | 24.52%-22.8pp | 220.34%-218.6pp |
| Employer contribution / active EE | $820 | $3,411-76.0% | $2,954-72.2% | $4,156-80.3% |
| Participant deferral / active EE | $4,801 | $5,718-16.0% | $5,098-5.8% | $6,407-25.1% |
| Admin fee / account holder | $264 | $15,207-98.3% | $12,098-97.8% | $12,270-97.8% |