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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,663 | $138,312-56.9% | $122,979-51.5% | $155,188-61.6% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 16.84% | 22.06%-5.2pp | 20.12%-3.3pp | 148.84%-132.0pp |
| Employer contribution / active EE | $1,751 | $3,530-50.4% | $3,062-42.8% | $4,248-58.8% |
| Participant deferral / active EE | $2,089 | $5,592-62.6% | $5,003-58.2% | $6,531-68.0% |
| Admin fee / account holder | $2,118 | $15,089-86.0% | $12,864-83.5% | $14,480-85.4% |