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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,663 | $126,661-52.9% | $113,397-47.4% | $138,895-57.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 16.84% | 25.05%-8.2pp | 23.20%-6.4pp | 145.39%-128.6pp |
| Employer contribution / active EE | $1,751 | $3,456-49.3% | $2,977-41.2% | $4,194-58.2% |
| Participant deferral / active EE | $2,089 | $5,693-63.3% | $5,076-58.9% | $6,396-67.3% |
| Admin fee / account holder | $2,118 | $14,549-85.4% | $11,957-82.3% | $12,562-83.1% |