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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,407 | $110,093+82.9% | $97,295+107.0% | $145,897+38.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 17.79% | 244.76%-227.0pp | 75.62%-57.8pp | 552.29%-534.5pp |
| Employer contribution / active EE | $6,648 | $3,077+116.0% | $2,723+144.2% | $4,663+42.6% |
| Participant deferral / active EE | $4,361 | $4,678-6.8% | $4,264+2.3% | $6,689-34.8% |
| Admin fee / account holder | $25,435 | $6,212+309.4% | $5,646+350.5% | $13,390+90.0% |