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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,407 | $109,967+83.2% | $97,197+107.2% | $145,877+38.1% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 17.79% | 244.27%-226.5pp | 75.47%-57.7pp | 551.28%-533.5pp |
| Employer contribution / active EE | $6,648 | $3,077+116.1% | $2,723+144.2% | $4,663+42.6% |
| Participant deferral / active EE | $4,361 | $4,676-6.7% | $4,263+2.3% | $6,691-34.8% |
| Admin fee / account holder | $25,435 | $6,199+310.3% | $5,637+351.2% | $13,402+89.8% |