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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,186 | $102,429-88.1% | $147,096-91.7% | $80,925-84.9% |
| Participation rate | 91.5% | 75.9%+15.6pp | 82.2%+9.3pp | 67.7%+23.8pp |
| Annual return | 16.86% | 135.02%-118.2pp | 419.75%-402.9pp | 35.65%-18.8pp |
| Employer contribution / active EE | $2,943 | $3,716-20.8% | $4,936-40.4% | $2,756+6.8% |
| Participant deferral / active EE | $3,790 | $6,649-43.0% | $8,071-53.0% | $4,299-11.8% |
| Admin fee / account holder | $4,938 | $7,957-37.9% | $13,005-62.0% | $6,940-28.8% |