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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,168 | $106,749-82.0% | $145,433-86.8% | $82,448-76.8% |
| Participation rate | 92.5% | 75.6%+16.8pp | 82.1%+10.3pp | 68.1%+24.4pp |
| Annual return | 25.41% | 27.59%-2.2pp | 66.58%-41.2pp | 41.64%-16.2pp |
| Employer contribution / active EE | $2,773 | $3,444-19.5% | $4,554-39.1% | $2,551+8.7% |
| Participant deferral / active EE | $4,015 | $6,519-38.4% | $7,897-49.2% | $4,139-3.0% |
| Admin fee / account holder | $774 | $8,390-90.8% | $13,129-94.1% | $7,234-89.3% |