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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,238 | $88,672+181.1% | $105,223+136.9% | $82,448+202.3% |
| Participation rate | 75.0% | 67.9%+7.1pp | 75.0%0pp | 68.1%+6.9pp |
| Annual return | 17.40% | 30.86%-13.5pp | 180.65%-163.2pp | 41.64%-24.2pp |
| Employer contribution / active EE | $6,139 | $3,048+101.4% | $3,689+66.4% | $2,551+140.7% |
| Participant deferral / active EE | $6,279 | $4,036+55.6% | $5,072+23.8% | $4,139+51.7% |
| Admin fee / account holder | $1,034 | $7,146-85.5% | $8,859-88.3% | $7,234-85.7% |