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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,167 | $129,737+148.3% | $119,126+170.4% | $154,746+108.2% |
| Participation rate | 77.8% | 78.9%-1.1pp | 75.8%+2.0pp | 80.7%-2.9pp |
| Annual return | 13.42% | 379.08%-365.7pp | 282.11%-268.7pp | 172.34%-158.9pp |
| Employer contribution / active EE | $8,945 | $4,375+104.5% | $4,034+121.8% | $4,379+104.3% |
| Participant deferral / active EE | $13,702 | $5,842+134.6% | $5,318+157.7% | $6,730+103.6% |
| Admin fee / account holder | $7,581 | $11,961-36.6% | $10,693-29.1% | $14,365-47.2% |