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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,167 | $111,535+188.8% | $105,223+206.2% | $137,256+134.7% |
| Participation rate | 77.8% | 78.1%-0.3pp | 75.0%+2.7pp | 80.0%-2.2pp |
| Annual return | 13.42% | 237.85%-224.4pp | 180.65%-167.2pp | 220.34%-206.9pp |
| Employer contribution / active EE | $8,945 | $3,939+127.1% | $3,689+142.5% | $4,156+115.2% |
| Participant deferral / active EE | $13,702 | $5,500+149.1% | $5,072+170.2% | $6,407+113.9% |
| Admin fee / account holder | $7,581 | $9,721-22.0% | $8,859-14.4% | $12,270-38.2% |