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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,371 | $61,815+59.1% | $97,295+1.1% | $80,959+21.5% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.7%+27.3pp | 67.7%+32.3pp |
| Annual return | 15.70% | -558.73%+574.4pp | 75.62%-59.9pp | 35.67%-20.0pp |
| Employer contribution / active EE | $2,106 | $1,836+14.7% | $2,723-22.6% | $2,757-23.6% |
| Participant deferral / active EE | $2,858 | $3,027-5.6% | $4,264-33.0% | $4,300-33.6% |
| Admin fee / account holder | $13,090 | $5,166+153.4% | $5,646+131.8% | $6,925+89.0% |