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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,835 | $87,166-66.9% | $76,735-62.4% | $137,256-79.0% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.5%+30.5pp | 80.0%+20.0pp |
| Annual return | 8.35% | 26.50%-18.2pp | 29.77%-21.4pp | 220.34%-212.0pp |
| Employer contribution / active EE | $2,961 | $2,904+1.9% | $2,454+20.6% | $4,156-28.8% |
| Participant deferral / active EE | $2,343 | $4,726-50.4% | $4,088-42.7% | $6,407-63.4% |
| Admin fee / account holder | $72,754 | $8,403+765.8% | $7,189+912.0% | $12,270+492.9% |