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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,835 | $88,996-67.6% | $78,004-63.0% | $138,895-79.2% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.4%+30.6pp | 79.9%+20.1pp |
| Annual return | 8.35% | 28.03%-19.7pp | 31.07%-22.7pp | 145.39%-137.0pp |
| Employer contribution / active EE | $2,961 | $2,917+1.5% | $2,469+19.9% | $4,194-29.4% |
| Participant deferral / active EE | $2,343 | $4,724-50.4% | $4,092-42.7% | $6,396-63.4% |
| Admin fee / account holder | $72,754 | $8,807+726.1% | $7,578+860.1% | $12,562+479.2% |