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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,969 | $117,846-38.9% | $102,434-29.7% | $145,884-50.7% |
| Participation rate | 35.7% | 78.6%-42.9pp | 76.5%-40.8pp | 80.3%-44.6pp |
| Annual return | 9.16% | 31.90%-22.7pp | 29.46%-20.3pp | 551.85%-542.7pp |
| Employer contribution / active EE | $1,411 | $3,615-61.0% | $3,023-53.3% | $4,662-69.7% |
| Participant deferral / active EE | $3,974 | $5,733-30.7% | $5,055-21.4% | $6,690-40.6% |
| Admin fee / account holder | $43,574 | $13,356+226.3% | $9,462+360.5% | $13,392+225.4% |