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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,969 | $117,829-38.9% | $102,423-29.7% | $145,877-50.7% |
| Participation rate | 35.7% | 78.6%-42.9pp | 76.5%-40.8pp | 80.3%-44.6pp |
| Annual return | 9.16% | 31.83%-22.7pp | 29.42%-20.3pp | 551.28%-542.1pp |
| Employer contribution / active EE | $1,411 | $3,615-61.0% | $3,023-53.3% | $4,663-69.7% |
| Participant deferral / active EE | $3,974 | $5,732-30.7% | $5,054-21.4% | $6,691-40.6% |
| Admin fee / account holder | $43,574 | $13,335+226.8% | $9,455+360.9% | $13,402+225.1% |