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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,924 | $114,119-58.0% | $107,187-55.3% | $138,895-65.5% |
| Participation rate | 85.7% | 78.1%+7.6pp | 75.0%+10.7pp | 79.9%+5.8pp |
| Annual return | 19.67% | 273.21%-253.5pp | 204.55%-184.9pp | 145.39%-125.7pp |
| Employer contribution / active EE | $3,537 | $4,059-12.9% | $3,782-6.5% | $4,194-15.7% |
| Participant deferral / active EE | $7,814 | $5,538+41.1% | $5,096+53.3% | $6,396+22.2% |
| Admin fee / account holder | $2,576 | $10,024-74.3% | $9,162-71.9% | $12,562-79.5% |