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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,831 | $81,276+268.9% | $155,574+92.7% | $80,925+270.5% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 14.85% | 33.36%-18.5pp | 64.87%-50.0pp | 35.65%-20.8pp |
| Employer contribution / active EE | $11,658 | $3,103+275.7% | $4,676+149.3% | $2,756+323.0% |
| Participant deferral / active EE | $8,786 | $3,453+154.4% | $5,629+56.1% | $4,299+104.4% |
| Admin fee / account holder | $27,791 | $7,993+247.7% | $15,914+74.6% | $6,940+300.4% |