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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,831 | $81,233+269.1% | $155,567+92.7% | $80,874+270.7% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 14.85% | 33.33%-18.5pp | 64.74%-49.9pp | 35.62%-20.8pp |
| Employer contribution / active EE | $11,658 | $3,101+276.0% | $4,674+149.4% | $2,756+323.0% |
| Participant deferral / active EE | $8,786 | $3,452+154.5% | $5,628+56.1% | $4,297+104.5% |
| Admin fee / account holder | $27,791 | $7,998+247.5% | $15,916+74.6% | $6,935+300.7% |