Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,183 | $87,037-50.4% | $106,201-59.3% | $80,874-46.6% |
| Participation rate | 59.1% | 70.4%-11.4pp | 75.3%-16.2pp | 67.6%-8.6pp |
| Annual return | 12.87% | 17.05%-4.2pp | 116.26%-103.4pp | 35.62%-22.7pp |
| Employer contribution / active EE | $0 | $2,396-100.0% | $3,170-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,688 | $3,986-57.6% | $5,012-66.3% | $4,297-60.7% |
| Admin fee / account holder | $1,876 | $8,434-77.8% | $11,039-83.0% | $6,935-73.0% |