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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,275 | $94,436-16.1% | $115,599-31.4% | $82,637-4.1% |
| Participation rate | 72.2% | 70.4%+1.8pp | 74.3%-2.1pp | 68.1%+4.2pp |
| Annual return | 18.17% | 18.37%-0.2pp | 111.10%-92.9pp | 53.51%-35.3pp |
| Employer contribution / active EE | $1,401 | $2,324-39.7% | $2,955-52.6% | $2,552-45.1% |
| Participant deferral / active EE | $2,060 | $3,955-47.9% | $4,889-57.9% | $4,126-50.1% |
| Admin fee / account holder | $2,021 | $10,328-80.4% | $12,841-84.3% | $7,339-72.5% |