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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,029 | $73,787-22.7% | $98,716-42.2% | $82,448-30.8% |
| Participation rate | 69.4% | 61.4%+8.0pp | 69.3%+0.1pp | 68.1%+1.3pp |
| Annual return | 16.87% | 18.57%-1.7pp | 31.81%-14.9pp | 41.64%-24.8pp |
| Employer contribution / active EE | $1,527 | $1,511+1.0% | $2,279-33.0% | $2,551-40.2% |
| Participant deferral / active EE | $2,012 | $3,081-34.7% | $4,048-50.3% | $4,139-51.4% |
| Admin fee / account holder | $649 | $6,500-90.0% | $8,703-92.5% | $7,234-91.0% |