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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,262 | $30,423+104.7% | $56,025+11.1% | $74,478-16.4% |
| Participation rate | 40.7% | 32.9%+7.8pp | 52.5%-11.8pp | 67.2%-26.5pp |
| Annual return | 11.44% | 24.97%-13.5pp | 1712.69%-1701.3pp | 1370.56%-1359.1pp |
| Employer contribution / active EE | $789 | $610+29.3% | $1,042-24.2% | $2,626-69.9% |
| Participant deferral / active EE | $1,977 | $1,176+68.1% | $1,955+1.1% | $4,350-54.6% |
| Admin fee / account holder | $8,974 | $2,363+279.8% | $2,828+217.3% | $1,946+361.2% |