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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY9+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $130,092 |
Filed as: MML INVESTOR SERVICES, LLC Service code 27 · EIN 04-2746212 | Advisory (Plan) | $76,018 |
Service code 49 · EIN 22-2725182 3136 WINTON ROAD SOUTH · ROCHESTER, NY 146232928 | Other Services | $10,078 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,579 | $101,672+79.6% | $147,117+24.1% | $74,478+145.1% |
| Participation rate | 98.7% | 75.5%+23.2pp | 82.2%+16.6pp | 67.2%+31.5pp |
| Annual return | 27.21% | 8757.83%-8730.6pp | 420.54%-393.3pp | 1370.56%-1343.4pp |
| Employer contribution / active EE | $4,377 | $3,813+14.8% | $4,932-11.3% | $2,626+66.7% |
| Participant deferral / active EE | $6,205 | $7,305-15.1% | $8,065-23.1% | $4,350+42.6% |
| Admin fee / account holder | $572 | $1,753-67.4% | $12,993-95.6% | $1,946-70.6% |