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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $145,367 |
Filed as: MML INVESTOR SERVICES, LLC Service code 27 · EIN 04-2746212 | Advisory (Plan) | $85,777 |
Service code 49 · EIN 22-2725182 3136 WINTON ROAD SOUTH · ROCHESTER, NY 146232928 | Other Services | $11,123 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,067 | $88,360+109.4% | $145,433+27.3% | $67,986+172.2% |
| Participation rate | 99.5% | 65.5%+34.0pp | 82.1%+17.3pp | 57.2%+42.2pp |
| Annual return | 15.60% | 63.15%-47.5pp | 66.58%-51.0pp | 31.67%-16.1pp |
| Employer contribution / active EE | $2,414 | $3,054-21.0% | $4,554-47.0% | $2,019+19.6% |
| Participant deferral / active EE | $6,550 | $5,932+10.4% | $7,897-17.1% | $3,358+95.1% |
| Admin fee / account holder | $589 | $3,313-82.2% | $13,129-95.5% | $3,203-81.6% |