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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,616 | $71,215+150.8% | $93,696+90.6% | $80,935+120.7% |
| Participation rate | 65.9% | 60.4%+5.5pp | 68.7%-2.8pp | 67.7%-1.8pp |
| Annual return | 14.71% | 11.27%+3.4pp | 133.74%-119.0pp | 35.66%-20.9pp |
| Employer contribution / active EE | $981 | $1,565-37.3% | $2,422-59.5% | $2,757-64.4% |
| Participant deferral / active EE | $3,291 | $4,037-18.5% | $4,417-25.5% | $4,299-23.5% |
| Admin fee / account holder | $1,205 | $6,958-82.7% | $8,287-85.5% | $6,924-82.6% |