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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,859 | $181,062+30.3% | $158,223+49.1% | $155,188+52.0% |
| Participation rate | 86.7% | 82.7%+4.0pp | 79.2%+7.5pp | 80.8%+5.9pp |
| Annual return | 14.18% | 57.39%-43.2pp | 52.09%-37.9pp | 148.84%-134.7pp |
| Employer contribution / active EE | $0 | $4,565-100.0% | $4,109-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $4,178 | $6,134-31.9% | $5,467-23.6% | $6,531-36.0% |
| Admin fee / account holder | $5,237 | $18,825-72.2% | $16,047-67.4% | $14,480-63.8% |