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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,527 | $71,197+10.3% | $93,669-16.2% | $80,925-3.0% |
| Participation rate | 69.8% | 60.4%+9.4pp | 68.7%+1.1pp | 67.7%+2.2pp |
| Annual return | 14.51% | 11.27%+3.2pp | 133.59%-119.1pp | 35.65%-21.1pp |
| Employer contribution / active EE | $1,039 | $1,565-33.6% | $2,424-57.1% | $2,756-62.3% |
| Participant deferral / active EE | $4,537 | $4,036+12.4% | $4,416+2.8% | $4,299+5.5% |
| Admin fee / account holder | $2,400 | $6,959-65.5% | $8,291-71.1% | $6,940-65.4% |