Retirement plan

WHIRLWIND MUSIC DISTRIBUTORS, INC. 401(K) PROFIT SHARING PLAN

Name: WHIRLWIND MUSIC DISTRIBUTORS, INC. - WHIRLWIND MUSIC DISTRIBUTORS, INC. 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: WHIRLWIND MUSIC DISTRIBUTORS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WHIRLWIND MUSIC DISTRIBUTORS, INC. 401(K) PROFIT SHARING PLAN, WHIRLWIND MUSIC DISTRIBUTORS, INC.

WHIRLWIND MUSIC DISTRIBUTORS, INC.EIN 16-1045730Plan #001PY 2025

99 LING ROAD - ROCHESTER, NY 14612585-663-8820LinkedIn51-200 employeesmusic

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$11.8M

-1.7% from 2024

Total participants

+3.6% from 2024

Average account balance

$136,721

-5.2% from 2024

Annual return

13.13%

+2.28 pp from 2024

Benchmarks

See 3,626 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants25-99

Cohort3,626 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$11.76M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$137K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

117.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$384K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.13%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$25184

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$2.2M

$29668 / participant

Other / not subdivided$2M100.0%

% of EOY assets

18.420%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$136,721

$100,194+36.5%

$122,979+11.2%

$86,983+57.2%

Participation rate

100.0%

73.0%+27.0pp

77.2%+22.8pp

69.5%+30.5pp

Annual return

13.13%

16.47%-3.3pp

20.12%-7.0pp

25.83%-12.7pp

Employer contribution / active EE

$3,330

$2,326+43.2%

$3,062+8.7%

$2,584+28.8%

Participant deferral / active EE

$1,926

$4,133-53.4%

$5,003-61.5%

$4,194-54.1%

Admin fee / account holder

$25,184

$10,148+148.2%

$12,864+95.8%

$7,856+220.6%

WHIRLWIND MUSIC DISTRIBUTORS, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WHIRLWIND MUSIC DISTRIBUTORS, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion