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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,014 | $111,830-93.7% | $93,696-92.5% | $145,884-95.2% |
| Participation rate | 84.6% | 74.2%+10.4pp | 68.7%+15.9pp | 80.3%+4.3pp |
| Annual return | 13.08% | 204.08%-191.0pp | 133.74%-120.7pp | 551.85%-538.8pp |
| Employer contribution / active EE | $1,509 | $3,093-51.2% | $2,422-37.7% | $4,662-67.6% |
| Participant deferral / active EE | $388 | $4,920-92.1% | $4,417-91.2% | $6,690-94.2% |
| Admin fee / account holder | $25,217 | $10,249+146.0% | $8,287+204.3% | $13,392+88.3% |