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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,318 | $77,896-4.6% | $134,172-44.6% | $82,448-9.9% |
| Participation rate | 100.0% | 62.8%+37.2pp | 72.5%+27.5pp | 68.1%+31.9pp |
| Annual return | 11.64% | 18.21%-6.6pp | 25.30%-13.7pp | 41.64%-30.0pp |
| Employer contribution / active EE | $2,403 | $2,159+11.3% | $3,420-29.7% | $2,551-5.8% |
| Participant deferral / active EE | $4,536 | $3,162+43.4% | $4,690-3.3% | $4,139+9.6% |
| Admin fee / account holder | $586 | $6,336-90.8% | $12,016-95.1% | $7,234-91.9% |