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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,921 | $90,400+39.3% | $186,193-32.4% | $87,485+43.9% |
| Participation rate | 81.3% | 66.2%+15.1pp | 77.1%+4.1pp | 68.9%+12.3pp |
| Annual return | 10.46% | 22.15%-11.7pp | 78.03%-67.6pp | 26.06%-15.6pp |
| Employer contribution / active EE | $632 | $2,170-70.9% | $3,918-83.9% | $2,596-75.7% |
| Participant deferral / active EE | $3,537 | $4,330-18.3% | $6,513-45.7% | $4,274-17.2% |
| Admin fee / account holder | $34,689 | $8,673+300.0% | $11,058+213.7% | $7,775+346.2% |