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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $76,099 |
UBS FINANCIAL SERVICES INC3 years Service code 27 · EIN 13-2638166 | Advisory (Plan) | $41,921 |
BROCK, SCHECHTER & POLAK1 year Service code 10 · EIN 16-0991726 | Accounting | $11,600 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,348 | $79,209+57.0% | $102,434+21.4% | $74,459+67.0% |
| Participation rate | 96.4% | 74.8%+21.6pp | 76.5%+19.8pp | 67.2%+29.1pp |
| Annual return | 12.98% | 54.98%-42.0pp | 29.46%-16.5pp | 1369.70%-1356.7pp |
| Employer contribution / active EE | $3,812 | $2,362+61.3% | $3,023+26.1% | $2,626+45.2% |
| Participant deferral / active EE | $7,985 | $4,417+80.8% | $5,055+58.0% | $4,350+83.6% |
| Admin fee / account holder | $487 | $2,002-75.7% | $9,462-94.9% | $1,945-74.9% |