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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,937 | $95,453+191.2% | $112,040+148.1% | $82,448+237.1% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 14.69% | 23.92%-9.2pp | 24.52%-9.8pp | 41.64%-26.9pp |
| Employer contribution / active EE | $10,294 | $2,318+344.2% | $2,954+248.5% | $2,551+303.6% |
| Participant deferral / active EE | $4,452 | $4,224+5.4% | $5,098-12.7% | $4,139+7.5% |
| Admin fee / account holder | $22,913 | $9,013+154.2% | $12,098+89.4% | $7,234+216.7% |