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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,212 | $86,949+188.9% | $102,460+145.2% | $80,959+210.3% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 6.35% | 18.89%-12.5pp | 29.47%-23.1pp | 35.67%-29.3pp |
| Employer contribution / active EE | $9,823 | $2,370+314.5% | $3,025+224.7% | $2,757+256.3% |
| Participant deferral / active EE | $4,691 | $4,121+13.8% | $5,056-7.2% | $4,300+9.1% |
| Admin fee / account holder | $30,323 | $8,048+276.8% | $9,460+220.5% | $6,925+337.9% |