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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,032 | $110,410+10.5% | $102,437+19.1% | $145,897-16.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 14.98% | 24.85%-9.9pp | 24.95%-10.0pp | 552.29%-537.3pp |
| Employer contribution / active EE | $2,426 | $4,217-42.5% | $3,871-37.3% | $4,663-48.0% |
| Participant deferral / active EE | $12,663 | $5,622+125.2% | $5,060+150.2% | $6,689+89.3% |
| Admin fee / account holder | $3,340 | $9,745-65.7% | $8,388-60.2% | $13,390-75.1% |