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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,989 | $159,934+43.2% | $147,005+55.8% | $145,959+56.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.71% | 98.24%-87.5pp | 418.76%-408.1pp | 561.95%-551.2pp |
| Employer contribution / active EE | $2,210 | $5,287-58.2% | $4,934-55.2% | $4,661-52.6% |
| Participant deferral / active EE | $7,747 | $8,427-8.1% | $8,070-4.0% | $6,689+15.8% |
| Admin fee / account holder | $1,326 | $15,053-91.2% | $13,006-89.8% | $13,398-90.1% |