Filed November 11, 2025 (most recent of 3 filings on file)
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| Provider | Service type | Compensation |
|---|---|---|
SAGE, RUTTY AND CO., INC.10+ years Filed as: SAGE RUTTY & COMPANY INC Service code 27 · EIN 16-0620690 ATTN INSURANCE COMMISSIONS · ROCHESTER, NY 14623 | Advisory (Plan) | $27,774 |
MORNINGSTAR8 years Service code 27 | Advisory (Plan) | $1,283 |
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,244 | $55,470-54.5% | $155,556-83.8% | $74,478-66.1% |
| Participation rate | 86.7% | 61.9%+24.8pp | 78.2%+8.5pp | 67.2%+19.5pp |
| Annual return | 18.85% | 269.80%-251.0pp | 64.84%-46.0pp | 1370.56%-1351.7pp |
| Employer contribution / active EE | $903 | $2,267-60.2% | $4,675-80.7% | $2,626-65.6% |
| Participant deferral / active EE | $3,019 | $2,838+6.4% | $5,631-46.4% | $4,350-30.6% |
| Admin fee / account holder | $36 | $1,744-97.9% | $15,885-99.8% | $1,946-98.1% |