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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,131 | $101,795-38.0% | $165,100-61.8% | $80,959-22.0% |
| Participation rate | 50.0% | 71.8%-21.8pp | 78.6%-28.6pp | 67.7%-17.7pp |
| Annual return | 13.24% | 16.73%-3.5pp | 70.21%-57.0pp | 35.67%-22.4pp |
| Employer contribution / active EE | $1,849 | $2,954-37.4% | $4,348-57.5% | $2,757-32.9% |
| Participant deferral / active EE | $4,320 | $4,476-3.5% | $6,035-28.4% | $4,300+0.5% |
| Admin fee / account holder | $42,610 | $8,221+418.3% | $12,696+235.6% | $6,925+515.3% |