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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,672 | $114,119-63.5% | $107,187-61.1% | $138,895-70.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 7.68% | 273.21%-265.5pp | 204.55%-196.9pp | 145.39%-137.7pp |
| Employer contribution / active EE | $2,119 | $4,059-47.8% | $3,782-44.0% | $4,194-49.5% |
| Participant deferral / active EE | $4,610 | $5,538-16.8% | $5,096-9.5% | $6,396-27.9% |
| Admin fee / account holder | $747 | $10,024-92.5% | $9,162-91.8% | $12,562-94.1% |