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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $499,341 | $96,233+418.9% | $137,474+263.2% | $94,015+431.1% |
| Participation rate | 100.0% | 78.3%+21.7pp | 83.5%+16.5pp | 70.8%+29.2pp |
| Annual return | 13.64% | 16.05%-2.4pp | 11.53%+2.1pp | 17.84%-4.2pp |
| Employer contribution / active EE | $12,811 | $3,713+245.0% | $5,048+153.8% | $2,790+359.2% |
| Participant deferral / active EE | $10,365 | $5,018+106.6% | $6,155+68.4% | $4,249+143.9% |
| Admin fee / account holder | $38,222 | $7,029+443.8% | $10,602+260.5% | $8,951+327.0% |