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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,629 | $63,354+137.8% | $94,105+60.1% | $82,637+82.3% |
| Participation rate | 100.0% | 63.8%+36.2pp | 71.9%+28.1pp | 68.1%+31.9pp |
| Annual return | 10.32% | 34.36%-24.0pp | 204.55%-194.2pp | 53.51%-43.2pp |
| Employer contribution / active EE | $2,323 | $1,760+32.0% | $2,504-7.3% | $2,552-9.0% |
| Participant deferral / active EE | $9,052 | $2,873+215.0% | $3,881+133.3% | $4,126+119.4% |
| Admin fee / account holder | $1,335 | $5,073-73.7% | $6,199-78.5% | $7,339-81.8% |