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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,629 | $75,807+98.7% | $116,096+29.7% | $86,983+73.2% |
| Participation rate | 100.0% | 66.9%+33.1pp | 73.3%+26.7pp | 69.5%+30.5pp |
| Annual return | 10.32% | 18.57%-8.2pp | 326.25%-315.9pp | 25.83%-15.5pp |
| Employer contribution / active EE | $2,323 | $1,892+22.7% | $2,503-7.2% | $2,584-10.1% |
| Participant deferral / active EE | $9,052 | $3,212+181.9% | $3,952+129.1% | $4,194+115.8% |
| Admin fee / account holder | $1,335 | $6,659-80.0% | $7,704-82.7% | $7,856-83.0% |