Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,812 | $71,230+0.8% | $93,727-23.4% | $80,959-11.3% |
| Participation rate | 30.8% | 60.4%-29.6pp | 68.7%-37.9pp | 67.7%-36.9pp |
| Annual return | 9.88% | 11.26%-1.4pp | 133.83%-123.9pp | 35.67%-25.8pp |
| Employer contribution / active EE | $726 | $1,565-53.6% | $2,421-70.0% | $2,757-73.7% |
| Participant deferral / active EE | $1,027 | $4,037-74.6% | $4,417-76.8% | $4,300-76.1% |
| Admin fee / account holder | $410 | $6,961-94.1% | $8,292-95.1% | $6,925-94.1% |