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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,528 | $81,476+349.9% | $102,383+258.0% | $80,925+352.9% |
| Participation rate | 92.9% | 66.8%+26.0pp | 74.5%+18.3pp | 67.7%+25.2pp |
| Annual return | 12.60% | 25.59%-13.0pp | 24.94%-12.3pp | 35.65%-23.1pp |
| Employer contribution / active EE | $16,422 | $3,105+428.9% | $3,870+324.3% | $2,756+495.8% |
| Participant deferral / active EE | $9,388 | $3,871+142.5% | $5,060+85.5% | $4,299+118.4% |
| Admin fee / account holder | $4,825 | $6,717-28.2% | $8,391-42.5% | $6,940-30.5% |