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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,508 | $93,055+22.0% | $153,741-26.2% | $80,959+40.2% |
| Participation rate | 74.0% | 69.0%+5.0pp | 77.1%-3.1pp | 67.7%+6.3pp |
| Annual return | 16.05% | 19.97%-3.9pp | 15.71%+0.3pp | 35.67%-19.6pp |
| Employer contribution / active EE | $649 | $3,504-81.5% | $5,042-87.1% | $2,757-76.5% |
| Participant deferral / active EE | $5,566 | $5,172+7.6% | $6,757-17.6% | $4,300+29.4% |
| Admin fee / account holder | $12,916 | $8,881+45.4% | $12,749+1.3% | $6,925+86.5% |