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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,508 | $92,985+22.1% | $153,432-26.0% | $80,874+40.4% |
| Participation rate | 74.0% | 69.0%+5.0pp | 77.1%-3.1pp | 67.6%+6.3pp |
| Annual return | 16.05% | 19.95%-3.9pp | 15.66%+0.4pp | 35.62%-19.6pp |
| Employer contribution / active EE | $649 | $3,507-81.5% | $5,038-87.1% | $2,756-76.5% |
| Participant deferral / active EE | $5,566 | $5,178+7.5% | $6,757-17.6% | $4,297+29.5% |
| Admin fee / account holder | $12,916 | $8,880+45.4% | $12,725+1.5% | $6,935+86.2% |