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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,329 | $201,264-88.9% | $184,185-87.9% | $145,978-84.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 16.30% | 29.00%-12.7pp | 28.81%-12.5pp | 550.52%-534.2pp |
| Employer contribution / active EE | $2,877 | $7,021-59.0% | $6,426-55.2% | $4,662-38.3% |
| Participant deferral / active EE | $1,470 | $9,806-85.0% | $9,132-83.9% | $6,690-78.0% |
| Admin fee / account holder | $2,100 | $16,376-87.2% | $13,909-84.9% | $13,400-84.3% |