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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,409,803 | $114,013+1136.5% | $103,693+1259.6% | $155,188+808.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 22.21% | 49.31%-27.1pp | 47.61%-25.4pp | 148.84%-126.6pp |
| Employer contribution / active EE | $15,024 | $3,131+379.8% | $2,920+414.5% | $4,248+253.7% |
| Participant deferral / active EE | $17,200 | $4,970+246.1% | $4,579+275.6% | $6,531+163.4% |
| Admin fee / account holder | $13,962 | $8,407+66.1% | $7,858+77.7% | $14,480-3.6% |