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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,409,803 | $72,071+1856.1% | $68,368+1962.1% | $137,256+927.1% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 22.21% | 353.14%-330.9pp | 292.57%-270.4pp | 220.34%-198.1pp |
| Employer contribution / active EE | $15,024 | $2,788+438.9% | $2,649+467.2% | $4,156+261.5% |
| Participant deferral / active EE | $17,200 | $4,410+290.0% | $4,123+317.2% | $6,407+168.5% |
| Admin fee / account holder | $13,962 | $5,336+161.7% | $5,150+171.1% | $12,270+13.8% |