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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,409,803 | $70,366+1903.5% | $66,674+2014.5% | $138,895+915.0% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 22.21% | 386.41%-364.2pp | 321.24%-299.0pp | 145.39%-123.2pp |
| Employer contribution / active EE | $15,024 | $2,765+443.3% | $2,620+473.4% | $4,194+258.2% |
| Participant deferral / active EE | $17,200 | $4,374+293.2% | $4,084+321.2% | $6,396+168.9% |
| Admin fee / account holder | $13,962 | $5,262+165.3% | $5,098+173.9% | $12,562+11.1% |