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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,568 | $110,137+150.2% | $161,149+71.0% | $82,637+233.5% |
| Participation rate | 97.4% | 72.4%+25.1pp | 78.8%+18.6pp | 68.1%+29.3pp |
| Annual return | 14.80% | 20.69%-5.9pp | 21.16%-6.4pp | 53.51%-38.7pp |
| Employer contribution / active EE | $7,455 | $2,856+161.0% | $4,360+71.0% | $2,552+192.1% |
| Participant deferral / active EE | $6,161 | $4,575+34.7% | $6,153+0.1% | $4,126+49.3% |
| Admin fee / account holder | $5,833 | $9,467-38.4% | $15,194-61.6% | $7,339-20.5% |