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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,347 | $86,949-58.2% | $102,460-64.5% | $80,959-55.1% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 10.41% | 18.89%-8.5pp | 29.47%-19.1pp | 35.67%-25.3pp |
| Employer contribution / active EE | $1,466 | $2,370-38.2% | $3,025-51.6% | $2,757-46.8% |
| Participant deferral / active EE | $2,949 | $4,121-28.4% | $5,056-41.7% | $4,300-31.4% |
| Admin fee / account holder | $4,577 | $8,048-43.1% | $9,460-51.6% | $6,925-33.9% |