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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,004 | $107,666+61.6% | $102,184+70.3% | $154,746+12.4% |
| Participation rate | 66.7% | 83.7%-17.1pp | 82.6%-15.9pp | 80.7%-14.0pp |
| Annual return | 18.56% | 29.33%-10.8pp | 31.58%-13.0pp | 172.34%-153.8pp |
| Employer contribution / active EE | $1,711 | $3,846-55.5% | $3,594-52.4% | $4,379-60.9% |
| Participant deferral / active EE | $9,173 | $8,719+5.2% | $8,309+10.4% | $6,730+36.3% |
| Admin fee / account holder | $319 | $12,943-97.5% | $11,609-97.3% | $14,365-97.8% |