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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,004 | $97,289+78.9% | $92,805+87.5% | $155,188+12.1% |
| Participation rate | 66.7% | 84.2%-17.5pp | 83.5%-16.8pp | 80.8%-14.1pp |
| Annual return | 18.56% | 29.03%-10.5pp | 31.59%-13.0pp | 148.84%-130.3pp |
| Employer contribution / active EE | $1,711 | $3,632-52.9% | $3,424-50.0% | $4,248-59.7% |
| Participant deferral / active EE | $9,173 | $8,795+4.3% | $8,448+8.6% | $6,531+40.5% |
| Admin fee / account holder | $319 | $12,015-97.3% | $10,911-97.1% | $14,480-97.8% |